Indiabulls Home Loans

Indiabulls Home Loans is a comprehensive digital solution designed to streamline the home loan process, enabling users to effortlessly manage the journey from finding the ideal property to getting the loan disbursed online. Bearing competitive interest rates starting at 8.80% p.a., and offering flexible loan terms up to 30 years, this platform ensures transparency and convenience from start to finish.

The fully online application process allows users to select from an extensive array of over 4 lakh property listings, assess loan eligibility, calculate Equated Monthly Installments (EMIs), and understand potential tax and Pradhan Mantri Awas Yojana (PMAY) benefits. Notably, it enables monitoring of application statuses and credit score checks, streamlining the mortgage management experience.

Indiabulls Home Loans provides a range of financial offerings, including regular home loans for purchasing flats or land, loans against property, and balance transfer options for enhancing existing mortgage conditions. Additional benefits include the opportunity to avail an interest subsidy for select societal segments under PMAY, and tax benefits for home loan buyers under sections 24 and 80C of the Income Tax Act.

The innovative IB Home Finder feature positions the service as a dual platform, where the functionality isn't simply confined to financial transactions; it also encompasses property searches and CIBIL score checks, ensuring that various customer needs are met through one multi-functional interface.

Whether one is looking to buy a new home, leverage property for funds, or transfer an existing loan for additional savings, the app presents an efficient and user-friendly avenue. It boasts over a million satisfied customers who have financed their dream homes without any hassle.